Online | Over The Phone | In Person

Instant Merchant Settlement (IMS)

Where most credit card processors take 48-72 hours to transfer to your bank account, our Instant Merchant Settlement securely sends credit card payments directly to your account, making them available immediately!

Email & Text Invoicing

With our secure email invoicing services, invoicing your clients has never been easier. Simply upload a contact list, and the program will send out email invoices according to your pay schedule.

ACH/E-Check Processing

ACH/E-Check Processing ACH/E-Check functionality provides more options for both your business and your customers, and our system makes it safe and easy. The Envision system has the ability to scan national returned payment databases and query the customer’s bank to validate the account and current standing.

Virtual Payment Capabilities

Between our mobile application, virtual terminal, and online payment forms, we can enable your business to be versatile in the ways you conduct your payment processing while staying secure.

Ella Chatbot

Ella is a chatbot powered by Artificial Intelligence that makes it easier for your customers to ask questions about their bills and make payments – all via Facebook Messenger. With Ella helping out, online payments have never been more convenient.

Accept Credit Cards Anywhere

In our modern age that’s ripe with technology and digital payment solutions, you’re practically in the dark ages if you haven’t implemented credit card processing into your business. No matter how many new forms of payment become mainstream, you can always rely on people having credit cards.

You can accept credit cards in person, on the phone, or via the web. Increase revenue and profit by making it easier for your customers to make payments. At Envision Payments, we have highly versatile and dependable credit card processing solutions in our online payment software. With our merchant systems, you’ll be able to accept all major credit cards for less than you thought.

Ella Chatbot - The Future of Payment Processing

Artificial intelligence is making online payments easier than ever before. If your customers have questions about their bills or want to make payments, all they have to do is load up Facebook Messenger and chat with Ella — she’ll take care of everything.

Retail POS Solutions

  • Process Payments Quickly
  • Easy-to-read Display
  • Expandable Memory
  • Secure Processing Keeps Your Customers’ Data Safe

Payment Processing Systems From Envision Payments Allows You To:

  • Streamline and increase your business’ cash flow
  • Add an accessible, secure payment processing system to your business
  • Receive payments in your account immediately (with IMS)
  • Build easy to use virtual payment portals. CUstomize online payment forms

Accept Credit Cards Anywhere

Now you can accept credit cards in person, on the phone, or via the web. Increase revenue and profit by making it easier for your customers to make payments.


With Envision Credit Card Processing you can accept all major credit cards for less than you thought.


  • process payments quickly
  • easy-to-read display
  • expandable memory
  • secure processing keeps your customer’s data safe

Credit card processing is an absolutely essential payment option if you want to reach as many people as possible and end up with happy paying customers.. The majority of consumers still rely on cards to pay for their goods, so if you don’t have this functionality baked into your business, you’re robbing yourself from a non-negligible amount of income.

Of course, it’s not as easy as just installing a credit card processing system and calling it a day. There are many vendors who offer this service, but not all credit card processing systems are created equal. Here are some questions you should ask when you’re considering a credit card processing system:

  • How Much Does it Cost? Most merchant service providers charge a small fee for their systems, usually in the form of a tiny percentage of income. Before you implement credit card processing, it’s important to know that you aren’t getting ripped off with merchant fees.
  • Is It Easy to Use? POS systems can be needlessly hard to navigate, both for business owners and consumers. In a worst-case scenario, it can be so hard to use that you end up losing customers! At Envision Payments, we’ve invested countless man-hours into ensuring that our software is intuitive and elegant.
  • Is it Secure? If people believe that they’re compromising their credit card information when they purchase from you, good luck gaining new customers or retaining them. There’s nothing that’s more important than security in payment processing systems, and that’s why we only offer products with secure processing that keeps data safe.

Credit Card Processing For Your Business or Restaurant

At Envision Payments, we are committed to providing the highest-quality merchant services on the market so that business owners such as yourself can thrive and reach a large variety of customers. If you’ve ever had to struggle against your POS system, consider making a change and contacting Envision Payments instead. Whether you’re a small restaurant, a delivery service, a retail store, or anything in between, you can only benefit from having a reliable and effective credit card processing system. Contact us today to get started, and be sure to check out our many other payment processing solutions.

© 2024 Envision Payments. All Rights Reserved.